Terms and conditions for our subscription service

Welcome to lunaruroso.com. Please review these terms carefully before using our subscription-based financial planning service.

August 30, 2025

Acceptance of terms

By accessing or using our website and services, you agree to comply with these terms and all applicable laws and policies. If you do not agree, please do not use our services.

Definitions

The following terms are used throughout these conditions:

• "Service" refers to the financial planning subscription and related services provided by lunaruroso.com.
• "User" means any person or entity accessing or using our services.
• "Subscription" means the ongoing monthly plan for financial planning support at the stated fee.
• "Advisor" means a professional providing planning consultations.

Service usage and eligibility

Our services are available to individuals over 18 residing in Australia. Use is subject to all applicable laws and policies.

Eligibility

To use our services, you must be at least 18 years old and able to form legally binding agreements. Use is limited to Australian residents.

18+ only

User responsibilities

As a user, you are responsible for the accuracy and legality of information you provide.

• Provide accurate and up-to-date personal and contact information.
• Comply with all applicable laws, including privacy and financial regulations.
• Notify us of any changes to your circumstances that may affect service delivery.
• Use the service for lawful, personal purposes only.

Prohibited uses

You must not use our site or services for any unlawful or prohibited purposes.

• Engaging in fraudulent or deceptive activities.
• Attempting to gain unauthorised access to data or systems.
• Violating intellectual property or privacy rights of others.
• Uploading harmful or malicious content.
• Misrepresenting your identity or affiliation.

Intellectual property rights

All content, trademarks, and materials on this site are the property of lunaruroso.com or its licensors. You may not copy, reproduce, or distribute content without written permission.

User content

You are responsible for any content you submit. Content must not infringe upon the rights of others or violate laws.

Privacy and data protection

Your information is handled in accordance with our privacy policy. Please review it for details on data collection and use. Privacy policy

Disclaimer and limitations

See our disclaimer for important information about service limitations and liability.

Limitation of liability

We are not liable for losses resulting from your use of the service or reliance on information provided.

Indemnification

You agree to indemnify us for any losses arising from your breach of these terms or misuse of the service.

Dispute resolution and governing law

Australian law applies to all disputes. See below for resolution procedures.

Governing law and jurisdiction

Australian law governs these terms and your use of our services.

Termination

We may terminate service for breach of terms or unlawful activity. Users may cancel subscription as outlined.

Modifications

We reserve the right to modify these terms. Continued use implies acceptance of changes.

Severability

If any term is found invalid, remaining terms remain in effect.

Entire agreement

These terms constitute the full agreement between you and lunaruroso.com regarding our services.

Contact for terms and conditions

For questions about these terms, please contact us using the information below.